Understand how to connect your health and finances
From videos to financial wellness articles, we help consumers be better prepared to manage health care and make smarter saving and payment decisions.
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By opening a health account with Optum Financial, you’ve taken the first step to take charge of your health costs. Browse our resources to learn more.
Does your expense qualify?
Find products you can spend your health account dollars on.
Optum Financial payment card
Learn how to pay for eligible medical expenses without paper forms.
How to upload a receipt
Upload an itemized receipt or an explanation of benefits (EOB).
Insights
Spending your FSA dollars
Learn more about how to manage your FSA funds so you don't lose them.
HSA Tax Center
Questions about your taxes? We're here to help. You can get copies of your most recent tax forms by signing in to your account.
Add a beneficiary to your HSA or MSA
Take a minute to ensure you have a beneficiary selected.
Optum Financial payment card
Learn more about how to use your Optum Financial payment card to pay for eligible medical expenses without submitting paper claim forms.
HSA and FSA cards
You just swipe, save, and skip the extra steps, plus, you save up to 30%* because you’re using pre-tax dollars.
New account holder checklist
Make sure you're making the most of your new HSA with these easy steps.
Manage your HSA contributions
Are you taking full advantage of all your HSA's tax benefits by contributing the maximum each year?
Calculate your health savings
See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.
Contribution limits
Max out your HSA this year with the contribution limit set by the IRS.
IRS 2024 regulatory alert and legislative updates
Learn more about the increased plan contribution limits for flexible spending accounts (FSAs), commuter benefits and adoption assistance in 2024.
IRS 2024 HSA contribution limits
The IRS announced an increase in HSA contribution limits for the 2024 tax year.
IRS 2023 HSA Contribution Limits
The IRS announced an increase in HSA contribution limits for the 2023 tax year.
Options to Invest Your HSA
This video shows you the differences between your two investment options and how to get started.
HealthSafe ID
If you don't already have a HealthSafe ID®, you will be prompted to create one when signing in.
How to use an HSA
Learn how to make deposits to and withdrawals from your health savings account (HSA).
Optum Financial mobile app
Save time and take control with our advanced mobile app. Download the app today.
How to file a claim
Learn how to file a claim for an out-of-pocket expense using your flexible spending account (FSA). It’s easy.
HSA-FSA card: Pay the smarter way
Your card is the most convenient way to pay for qualified expenses. You also save an average of 30% since you're using pretax funds.
What is a dependent care FSA?
Learn how you can use tax-free money to pay for dependent care.
HSAs and tax season
Learn about the tax benefits and what you need to know at tax time.
What is an HSA?
Learn about the purpose of a health savings account (HSA) and how it works.
The five stages of your HSA journey
Learn more about the five-stage journey we go through as we save and pay for qualified medical expenses.
On-demand webinar: Tax time and Your HSA
This webinar will help you understand the tax benefits of your HSA, which forms you'll need to file your taxes and how your state treats HSA contributions.
How to upload a receipt
You made an eligible purchase with an Optum Financial payment card. Learn how to upload an itemized receipt or an explanation of benefits.
HSAs: Part of Your Financial Plan
Learn more about how your HSA can be part of your broader financial planning to create a savings nest egg and potentially save big on taxes.
HSAs and Medicare
Learn more about what happens to your HSA once you enroll in Medicare.
HSA withdrawal correction form
This form can be used to redeposit funds withdrawn in error and cannot be used to correct an Excess Contribution Return.
HSA investment overview
Watch this video to learn more about how to set up your investment account — and start investing today.